Trading in the products and services of the G&T TRADER may, even if made in accordance with a Recommendation, result in losses as well as profits.

Trading risks are magnified by leverage - losses can exceed your deposits. Margin calls may be made quickly or frequently, especially in times of high volatility, and if you cannot meet them, your positions may be closed out and any shortfall will be borne by you. Values may fluctuate significantly in times of high volatility or market /economic uncertainty; such swings are even more significant if your positions are leveraged and may also adversely affect your position. Trade only after you have acknowledged and accepted the risks. You should carefully consider whether trading in leveraged products is appropriate for you based on your financial circumstances and seek independent financial consultation.

Speculative trading is not suitable for all investors
Any mentioning, if any, in a Publication of the risks pertaining to a particular product or service may not and should neither be construed as a comprehensive disclosure nor full description of all risks pertaining to such product or service and Galt & Taggart strongly encourages any recipient considering trading in its products and services to employ and continuously consult suitable financial advisors prior to the conclusion of any investment or transaction.

No recommendations
Galt & Taggart does NOT in any of its Publications take into account any particular recipient's investment objectives, special investment goals, financial situation, and specific needs and demands. Therefore, all Publications of the Galt & Taggart are, unless otherwise specifically stated, intended for informational and/or marketing purposes only and should not be construed as:

• business, financial, investment, hedging, legal, regulatory, tax or accounting advice,
• a recommendation or trading idea, or
• any other type of encouragement to act, invest or divest in a particular manner

(collectively "Recommendations").
Galt & Taggart shall not be responsible for any loss arising from any investment based on a perceived Recommendation.

No Representation, No Warranty
Galt & Taggart uses reasonable efforts to obtain information from reliable sources, but all Publications are provided on an "as is" basis without representation or warranty of any kind (neither express nor implied) and the Galt & Taggart disclaims liability for any Publication not being complete, accurate, suitable and relevant for the recipient. Specifically, the Galt & Taggart disclaims liability towards any subscriber, client, partner, supplier, counterparty and other recipients for:

• the accuracy of any market quotations,
• any delay, inaccuracy, error, interruption or omission in providing market quotations, and
• any discontinuance of market quotations.

The Publications of the Galt & Taggart are not updated after their release and may due to changing circumstances become inaccurate and possibly misleading after a period of time which may vary from seconds and minutes to days, weeks and months depending on the Information. Galt & Tggart gives no guarantee against, and assumes no liability towards any recipient for, a Publication being outdated.

If a Publication becomes outdated Galt & Taggart shall be under no obligation to;

• update the Publication,
• inform the recipients of a Publication, or
• perform any other action.

Any Publication may be personal to the author and may not reflect the opinion of the Galt & Taggart. Galt & Taggart reserves the right at its sole discretion to withdraw or amend any Publication or Information provided at any time without notice (prior or subsequent).

Internet Trading Risks
There are risks associated with utilizing an Internet-based deal execution trading system including, but not limited to, the failure of hardware, software, and Internet connection. Since Galt & Taggart does not control signal power, its reception or routing via Internet, configuration of your equipment or reliability of its connection, we cannot be responsible for communication failures, distortions or delays when trading via the Internet. Galt & Taggart employs back up systems and contingency plans to minimize the possibility of system failure, and trading via telephone is available.

Use of the website
Any use of Galt & Taggart websites is subject to Galt & Taggart's "Terms of Use", as amended from time to time which shall be construed as constituting an integrated part of this disclaimer.

Galt & Taggart shall not be liable for any damage or injury arising out of any person's or entity's access to, or inability to access, any website of the Galt & Taggart. This limitation includes, but is not limited to, any damage to computer equipment and computer systems caused by virus, malware and any other
harmful computer coding.

Consulting a website of the Galt & Taggart does not constitute a customer relationship and Galt & Taggart shall not have any duty or incur any liability or responsibility towards any person or entity as a result of such person or entity consulting a website of the Galt & Taggart.